Helpful Resources for Buyers, Sellers & Industry Professionals
Kincy Abstract & Sabine Title Company makes it easy to get the information and tools you need to navigate your real estate transaction.
Everything You Need for a Smooth Transaction
Kincy Abstract & Sabine Title Company offers helpful tools and information to support title and real estate closing services across Hunt County, TX. Whether you’re preparing for a closing or looking for details on title insurance, you’ll find practical resources to guide the process. With over a century of experience, our team provides clear, reliable support for buyers, sellers, lenders, and real estate and legal professionals.
Get a fast, accurate title quote!
Preferred Partners
We work with a trusted network of title insurance underwriters across the region. If you’re looking for local support during your transaction, we’re happy to recommend professionals familiar with the title process.
Order Information
How to Submit
Completed forms can be dropped off at our Greenville office or emailed to: orders@kincy-sabine.com
If you’re unsure about what information is needed, check out the information below or contact our office directly at 903-450-1116 for assistance.
Information You Might Need
- Completed contract if buying or selling property
- Earnest money, if required
- Survey if required
- Contact information for all parties
- Lender information, if available
Refinances
- Contact information of the lender
- Brief legal description of property
- Survey, if available
Ask The Experts
Frequently Asked Questions About Title Insurance
Title insurance protects your ownership rights in a property by covering losses from defects in the title and defending against legal claims. It provides peace of mind that your investment is legally sound.
Most homeowners need two types of policies: an Owner’s Policy, which protects your equity, and a Mortgagee’s Policy, which protects your lender’s interest in the property.
Unlike auto or health insurance, which protects against future events, title insurance protects you from past issues that could affect your ownership, such as undisclosed heirs, errors in public records, or forged documents.
Title risks may include missing heirs, unpaid taxes, forged deeds, recording mistakes, or claims from previous owners. These issues may not appear during a title search but could still impact your ownership.
If your title is challenged, the policy covers legal defense costs or financial loss, up to the amount of the policy. Coverage continues even after you sell, if you’ve warranted the title to a new buyer.
Let your closing agent or attorney know you want an Owner’s Policy. You pay a one-time premium based on the property's purchase price—rates are typically regulated by the state.
No. The Mortgagee’s Policy protects the lender’s interest, while the Owner’s Policy protects yours. If purchased together, you only pay the full premium for one and a reduced rate for the other.
Frequently Asked Questions For Buyers & Sellers
A title is a legal record that shows who owns a property.
An abstract is a timeline of public records related to a property, showing ownership history and any legal filings that affect it.
Title insurance protects you from financial loss due to issues like title defects, unpaid liens, or legal disputes. It also covers legal costs if someone challenges your ownership.
No. A lender’s policy only protects the lender’s interest in the property. To protect your ownership, you’ll need an owner’s title insurance policy.
You pay once, and coverage lasts as long as you or your heirs own the property.
At closing, the seller signs the deed to transfer ownership, and the buyer signs the loan documents. Funds are also exchanged, finalizing the transaction.
Buyers:
- Valid photo ID
- Cashier’s check or wired funds
- Proof of homeowner’s insurance
- Any documents requested by your lender or title company
Sellers:
- Valid photo ID
- Unpaid invoices for the property
- Items for the buyer (keys, remotes, manuals, etc.)
Note: All parties (and spouses) must attend unless arrangements are made in advance.
Fees are outlined in your purchase agreement and are reviewed before closing.
Ready to Get Started?
Request a quote from Kincy Abstract & Sabine Title Company today.